Rating based on 79 reviews


  • Earn rewards points
  • No annual fee
  • Low-interest starting from 11.99%

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Author CUA. Screenshot of CUA website.
[Accessed March 17, 2023]

About CUA

CUA in Australia always put the needs of our clients at the core of our services. We understand the little costs that come up every now and then.

Need extra cash?

The day to day living costs can make our budgets squeeze tighter each month and, not to mention, when you want to take the family away on holiday and just don’t have the upfront cash to pay for it - a personal loan online may be just what you need. We care about the little things, and that’s why our financial services are the best for you and your family.

Financial solutions since 1946

Since 1946 we have been providing financial solutions to customers in the country, with low-cost financial essentials, to make their cash go a little further. We are committed to helping you with the products and the services you need, to make life a little easier.

Because we understand life, and we understand cash restraints, we are here to assist you with credit options through quick cash loans and credit cards to make your life a lot easier. 

CUA Services

CUA in Australia offers credit card options that will allow you to enjoy life a little more.

We have rewards cards and low fee credit cards that will allow you to purchase goods and earn while getting the things you need. The CUA Platinum Credit Card allows you to earn points which can be received as vouchers, points and discounts when shopping at your favourite stores.

Pay no fees on your first year

For the first year, clients pay no fees on balance transfers and still get free travel insurance and protection on their credit cards. You can apply for credit online or in-store at any time. 

The CUA Life Rich Rewards credit card

Clients can earn reward points for every $1 they spend with no annual fees for year one, and still get free insurance on your credit card!

Clients also get the added option of online banking services and can manage their credit card transactions through online banking and mobile app.

CUA – Credit card

  • Loan Type Credit cards
  • Interest Rate from 11.99%

Benefits of CUA

  • Earn reward points
  • No annual fees for the first year

CAU Credit Card Options, Credit at your Fingertips

We use our research and knowledge of the growth and possibilities in the Australian financial industry to keep our clients updated with the best and most viable products in the market.

We have an astounding positive attitude that streams through our members and gives us the passion to help people in every way we can.

Financial products with a difference

CUA in Australia is offering clients credit cards and financial products with a difference. This is one of the benefits you can get as well as home loan and personal loan products which can save you long term, and also allow you to afford the things in life you are missing out on.

Through innovative ideas, we think a little further than the average financial firm. Our clients are part of our firm, each having their say and having a voice when it comes to the choices we offer. We include our members in our annual AGM meetings, allowing their voices to be heard.

Award-winning credit cards

With awards on several credit cards and financial products where we have proved we are a force to be matched in the industry, we have our clients to thank for their overwhelming support over the years.

We have a sincerer aim to make the best of the services we offer our clients, ensuring individual and special treatment is given to all who become part of our company. We know that the years to come will bring prosperity for us and our clients.

Save more money

With increased savings for our customers, added value services throughout our offerings, and better than ever all-around delivery on our promises to our clients. We are transparent and honest, working with integrity and passion in everything we do. 

man holding thumbs up

CUA is a trusted & reliable provider of credit cards

In our review, CUA adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ CUA is a registered credit provider in Australia: ACL 238317

Customer Reviews & Testimonials

February 2019

When emergency strikes and you do not have the savings to handle the situation, a credit card is a much more affordable solution than a loan. I got my credit card and have no regretted the decisi...

Keith D
— Derby —

May 2019

If you are a credit card holder at CUA you can enjoy a variety of benefits including exclusive deals and even earning points. These points can be used when shopping and have granted me some aweso...

Alain C
— Canberra —

CUA Contact

Contact Number


  • not available


Physical Address

Postal Address

  • GPO Box 100 , Brisbane QLD , 4001, Australia

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed