Rating based on 51 reviews

American Express Credit Card

Updated
  • No annual fees
  • Membership rewards
  • Low-interest starting from 14.99%

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American Express homepage
Author American Express. Screenshot of American Express website.
[Accessed March 17, 2023]

About American Express

As a licensed provider of financial services in the country, American Express Australia issues credit cards, provides merchant facilities for card transactions and arranges insurance from third parties.

Their reputation for offering solutions of the highest quality together with the financial institutions that they work with.

American Express works with all major banks

Clients can expect great convenience and complete flexibility with their American Express credit card. They work with many major banks throughout Australia and New Zealand to make their service more accessible. Altogether they have 1500 colleagues throughout both countries.

Fast transaction processing

American Express is known for its fast transaction processing times and for excellent customer support service. The company strives to ensure that every credit cardholder gets the best experience every time.

A licensed financial services provider

The company specializes in travel services, travel insurance, foreign exchange, and international payment transaction services. They also have a  wholesale currency services company that focuses on wholesale banknote distribution.

American Express Services

There is an American Express credit card to match any lifestyle, budget and spending habit. All credit card options offer various cards with different interest rates, fees and repayment options.

A credit card provides clients with a line of credit that can be used to make purchases up until the limit and pay back the amount due later. Each American Express Card has unique benefits: no annual fee, membership rewards, frequent flyer points, and more.

American Express low rate credit card

Ameican Express credit cards have an APR of 11.99% and an interest-free period of up to 55 days. They offer transparent and flexible rates that are easy to keep up with and also help clients save over the long run.

A Balance Transfer Card like no other

The American Express balance transfer offer enables clients to generate great savings during the first 6 months with a special rate of 0.99% p.a. as a new cardholder. All credit card options offer Australians great benefits and solutions.

Benefits and exclusive deals

American Express provides customers with great discounts on airline tickets, hotel stays and holiday packages. Every time they use their credit card to make purchases, they receive points that can be used as rewards or exclusive gift cards.

American Express – Credit card

  • Loan Type Credit cards
  • Interest Rate from 14.99%

Benefits of American Express

  • Discounted deals
  • Rewards for everyday spending
  • 24/7 support

American Express Credit Cards - Credit on the go

Many of the card’s offers come with additional benefits which include refund-, fraud- and purchase protection, and a complimentary flight once a year with insurance included.

American Express credit cards

American Express in Australia is one of the leading personal finance corporations for all monetary services and products, attending to the ideal demands of customers looking for credit card options in Australia. American Express boasts a user-friendly website that is secure and easy to access across the world.

American Express consultants are trained in providing affordable, low-rate credit options This well-known name within the banking industry, has climbed its way up the financial ladder in helping clients get credit, bank services and more.

With a calibre of experienced and well-trained staff that understand the business, there's absolute confidence in the extent of experience and the level of skilled service clients will receive from American Express.

Buy what you want when you want it 

With a low-interest credit card from American Express, customers can afford to purchase what they want when they want it. It’s the most convenient and easiest way to get cash on credit. Customers can purchase anything they want within their credit limit, as long as they can afford the monthly installments over the agreed period.

Compare American Express credit cards

  • American Express Reward -For those who enjoy receiving rewards for spending, the American Express rewards card is the best solution. Every time a purchase is made on the card, clients receive rewards points and a range of benefits that include entertainment and travel gifts.
  • No Annual Fee Credit Card -By not paying an annual fee on their credit card, clients end up saving money on a yearly basis and receive rewards and other benefits.
  • Frequent Flyer Credit Cards -The Velocity Credit Card allows clients to earn Velocity points every time they use their credit card for purchases. American Express also offers the Qantas Frequent Flyer Credit, where cardholders earn points that automatically gets transferred to their Qantas Frequent Flyer account each month.
  • David Jones American Express Credit Cards -The David Jones card provides clients with a unique shopping experience where they receive invites to season launches, complimentary gift wrapping and delivery, and fashion event invites.
  • Cashback Credit Card -With the Cashback credit card, clients receive 1% back on every dollar spent, which gets added as a statement credit on their account.

How to apply for a Credit Card

Step 1- Provide personal and financial details

Clients need to ensure that they have their driver's license, income details, employment details, and proof of living expenses to apply for their credit card.

Step 2- Apply online.

Once clients provide their information, they can choose a credit card. Make sure to read the terms and conditions before clicking apply.

Step 3- Receive a response about the outcome.

As long as clients have the required information ready, the entire application should take less than 10 minutes to complete. After that, they receive a response within 60 seconds.

Customer Reviews & Testimonials

April 2019

American Express is a household name for a reason; they are truly a credit provider that you can trust. I swear by their credit cards and their credit cards alone. There is no financial provider ...

Emily J
— Sydney —

May 2019

American Express wastes no time; they know how to get things done when you need it done. I love their fast transaction processing time and their excellent customer service. They definitely strive...

Anthony T
— Wellington —

April 2019

American Express offers amazing benefits and perks – you will not be disappointed with their credit card products. They are definitely reliable and worth your time.

Jayne H
— Darwin —

American Express Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • GPO Box 3577, Sydney, New South Wales, 2001, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday – Closed
  • Sunday – Closed