Rating based on 22 reviews

Merchant Cash

Merchant Cash homepage
Author Merchant Cash. Screenshot of Merchant Cash website.
[Accessed March 24, 2023]

About Merchant Cash

Merchant Cash in Australia offer the most convenient business loans to Australian companies are who need financial assistance.  

Our team are fully equipped with the knowledge and the experience to assist any business in search of a business loan.

Our goal is to help you grow

At Merchant Cash, we believe in the possibilities and will help you get to where you want to be.

Over 50 lenders available to us

This give you as a business the best possible opportunity to find the most beneficial business loan to suit your budget and your requirements we look at each applicant as an individual and pair them up with the best possible solution tailored to their needs.

Turned Down? No Problem.

We have delivered financial solutions to companies who are turned down by larger banking firms, due to the fact that they are small or starting out.

Merchant Cash Services

Merchant Cash in Australia offer company finance options that you can’t refuse! We have the product to ensure your business will grow and we offer simple and convenient platforms which are all 100% online!

There are many factors that make Merchant Cash stand out in the industry, including the fact that we are fast!

Apply for Cash Online in Minutes

Clients can apply for a loan online and get approved for their business loan within 24 hours! The entire application takes no more than 5 minutes to complete – all online!

Apply from the office or at home

We ask basic questions pertaining to you and your business, with a few clicks on your computer; you will have the quick loan application submitted in no time.

We are flexible!

We don’t have a fixed repayment plan which we force onto our clients. We customise your instalments and terms in line with your business cash flow.

Merchant Cash – Business loan

  • Loan Type Business loans

Benefits of Merchant Cash

  • Secured Loans
  • Unseured Business Loans
  • Vehical/equipment Finance
  • Invoice Factoring

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Merchant Cash business loans – Offering value and benefits to suit your business needs

At Merchant Cash in Australia, our business clients have access to:

• Unsecured Business Loans
• Secured Business Loans (Property & Equipment)
• Short Term Loans
• Vehicle & Equipment Finance
• Invoice Finance & Factoring

Flexible Lenders with a Range of Options

We will offer and advise you of the business finance option to suit your needs – all customised according to your business.

Our experienced team of financial advisors and consultants are always ready to take your call with any questions you have.

Our processes are easy! 

Our clients choose what and when they want to pay back their business loan, we have options ranging from 6 months with daily payments to 10 years with monthly payments, whichever suits your budget.

We are flexible and will be happy to arrange an alternate repayment option with you. We offer a complete online loan application.

Short Term Business Loans for Pressing Cash Needs

Our secured loans have advantages in the form of a set payment structure, allowing you to know exactly what to budget for each month.

We hardly require any paperwork on our shorter-term business loans, and the repayment periods will be slightly shorter. These are great if you need a small cash injection, to buy stock or pay for Christmas bonuses.

When you need that boost in your bank account

Larger sums of cash are convenient for unsecured loans, which offer minimal risk to your business, by not having to put down any collateral, and running the risk of losing any assets.

The world is your oyster to take; your business is just a few clicks away from growing to its full potential. 

Customer Reviews & Testimonials

March 2019

Quick turnaround time while still delivering a superior service.

Jordan E
— Canberra —

February 2019

The online application made it so easy to apply for my business loan. I could do it in my own time and it only took a few minutes to finish.

Maria R
— Melbourne —

August 2018

Merchant Cash provided me with continuous support during the entire process of my loan application.

Jonah S
— Adelaide —

Merchant Cash Contact

Physical Address

Opening Hours

  • Monday 07:00 – 21:00
  • Tuesday 07:00 – 21:00
  • Wednesday 07:00 – 21:00
  • Thursday 07:00 – 21:00
  • Friday 07:00 – 21:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed