Rating based on 77 reviews


  • Business loans up to $100,000
  • Low-interest starting from 2.00%
  • Repayment up to 6 months

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Kikka homepage
Author Kikka. Screenshot of Kikka website.
[Accessed March 24, 2023]

About Kikka

Kikka Business Loans is an Australian owned company that was established in 2015.

The experience behind the founders goes back many years, providing the services you need to grow and start your business venture.

Experience and insight is how we do what we do

With an approach to the modern-day businessman, we have the insight into what your company needs to enable growth and profitability, without getting too over your head in debt.

We have a passion for businesses starting up and thrive in assisting established companies to grow to their full potential.

We are here to help you get there

We understand the economic means of capital needed to get your business where it needs to be, and we are here to help you get there.

Because we are an innovative company, we use innovation as a source to offer business finance in ways that are unique in the industry.

We have a transparent manner in which we bring about our business, and encourage communication through honesty and credibility.

Kikka Services

Kikka business loans in Australia offer clients flexible lending options to boost their businesses.

We offer unsecured business loans, allowing you to borrow cash without having to present collateral and running the risk of losing assets.

Unsecured lending options

We offer a range of unsecured lending options from which you can choose. These loans offer clients the capital to extend the business developments in thriving companies.

Our clients can access $100k through a 10 minute assessment time frame.

Our technology has been created to provide businesses with quick loan solutions, and turnaround times to meet their targets.

Streamlined and simplified processes

We know when running a company, there is no time to waste, and we have streamlined and simplified the processes to make your business dream a reality.

If you want to extend your business, a little growth capital will help you equip your company in line with the growth you have envisaged.

Work out just how much you can afford to lend on our online loan calculator and get started with your online loan application today.

Kikka – Business loan

  • Loan Type Business loans
  • Interest Rate 2.009.75% p/a
  • Loan Amount up to $100,000
  • Repayment 1 month to 6 months

Benefits of Kikka

  • Business Loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Kikka offers flexible and affordable business loans

Kikka business loans are available to all businesses who have been running for 12 months or more and wanting to grow their established company.

If your business has a turnover of $10,000 per month, you can qualify for one of our unsecured business loans.

Fast turnaround times

Kikka business loans can access a line of credit for you in fast turnaround times and with little hassle. Clients should have valid ABN and CAN credit information available for their application, which will go a long way to getting approved for a business loan.

Supporting documents needed

We run a credit check on your online loan application to see what line of credit you qualify for. Clients will need to provide identity documents, as well as financial statements of your currently running business.

Benefits you get from Kikka

  • All our loan applications are done online; your business banking account can also be linked to your application to speed up the credit checking process.
  • We don’t ask for any upfront fees, transparency in our fee system only allows you to pay for what you use, hence saving you cash from the very beginning.
  • Our application process takes only a few minutes to complete
  • We offer an instant decision on your loan application and your business can qualify for cash instantly.
  • You get the backing of an experienced team of financial experts whenever you need help

Grow your business today, and get the credit line you need to get your business growing to its full potential. Kikka business loans is here to help you throughout the entire process.

Customer Reviews & Testimonials

May 2019

There was no unnecessary obstacles to get through- just a simple, straightforward process.

Matilda E
— Wollongong —

June 2019

The application process is super easy and convenient because it’s online.

Blake C
— Melbourne —

April 2019

Kikka understands the needs and struggles of small business owners, which is why I think they are among the best companies to speak to if you’re a small business owner looking for finance. They s...

Hazel F
— Cairns —

May 2019

You get a decision immediately so there’s no time wasted.

Ryan N
— Darwin —

Kikka Contact

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Opening Hours

  • Monday 10:00 – 19:00
  • Tuesday 10:00 – 19:00
  • Wednesday 10:00 – 19:00
  • Thursday 10:00 – 19:00
  • Friday 10:00 – 19:00
  • Saturday – Closed
  • Sunday – Closed