Rating based on 33 reviews

Credit Card Guru

Credit Card Guru homepage
Author Credit Card Guru. Screenshot of Credit Card Guru website.
[Accessed March 23, 2023]

About Credit Card Guru

Credit Card Guru in Australia assists clients in the country by leveraging our credit score to enable clients to get the short term cash loans they require.

With our parent company being located in the UK, we have coverage reaching out across the globe assisting people in financial need.

We're Professional, Experienced and we Deliver 

Our team operate in a professional and experienced manner, giving only the best services and assistance when needed.

We have been in the financial industry for over a decade, changing the lives of consumers who look for the convenience and abilities to access fast loans for our clients like no other firm.

We do our research and always come out on top

We are unique in how we are able to use our credit scoring in search of finding the best payday loans online available for our clients.

We do our research and continuously make use of surveys and the product knowledge of the Australian financial industry, to ensure we stay on top of the latest services and innovations, to offer our clients the best products in the industry.

Credit Card Guru Services

Credit Card Guru offer personal loans with payment choices that will suit your budget and payment frequency. 

You can choose to pay your loan weekly, monthly or bi-weekly, allowing you to budget your bank account for each payment. We will adapt the repayment plan to how much you borrow and within how long you can afford to pay it off.

Borrow as Much as your Need

You can lend between $3,000 and $999,999 on our personal loans, and use them for whatever you wish and pay it off over a 5-year plan.

We also offer short term loans ranging between $5,000 and $75,000 which is payable off over 3 to 48 months.

Transparent Loans with Clear Fees

The fees on your loan will be included in your loan contract, so you won’t have any hidden fees cropping up at the end of the month.

Our loans are simple to access, quick to complete, and transparent in their costs. Complete an online loan application now and take that holiday or pay off those expenses.

Credit Card Guru – Short-term loan

  • Loan Type Short-term loans

Benefits of Credit Card Guru

  • CREDIT cards
  • SHORT-TERM loans
  • PERSONAL loans
  • VEHICLE finance

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Credit Card Guru offers clients a wide range of financial products & services

Getting credit fast is our service offering to clients. We provide fast loans when no one else will.

Credit Card Guru will assist you with personal and short-term loans to meet your requirements and your personal budget.

Needing a vacation or simply need to pay off your outstanding bills, we have the loan to help you.

Need to Consolidate your Debts? 

Get personal loans with a difference, as we use our credit score to leverage higher lending scores for our clients from registered lenders.

Clients can access consolidation loans between $4,000 and $40,000 with payment terms of 18 to 84 months to pay off.

Good Credit Interest Rates are Lower

Clients will need a Veda credit score of 500 to be eligible for this loan with low-interest rates. This loan is to pay off all your accumulated debts and have more cash to spend on things you enjoy!

Our fees are transparent leaving no hidden expenses cropping up when you least expect them to.

Holidays, renovations and educational fees

Our personal loans are best for planned holidays, renovations and paying off those educational fees. We have personal loans ranging from $20,000 to $999,999 over repayment terms of 24 to 84 months, making them very easy to afford.

Simple and Flexible Loan Terms

Short term loans over 6 to 60 months ranging between $2,001 and $35,000 can make your life a lot easier, and help you pay off those unexpected accounts that have come up.

Interest rates are low and there are no credit assistance fees. All the cash you need through a simple online loan application can change your life and help you afford the things you need to pay for.

Customer Reviews & Testimonials

April 2019

The Credit Card Guru really knows how to wangle the best loan deal for their clients. Even with my poor credit history, I was able to get a very affordable loan. For your financial needs, I highl...

Franco J
— Wellington —

April 2019

The Credit Card Guru is dedicated to finding the perfect deal for their customers. I was not satisfied with the initial loan option that I was recommended and they found one that was ten times be...

Lolly D
— Darwin —

May 2019

After making one too many purchases on my credit cards I was in need of a way out. The Credit Card Guru managed to find me an amazing debt consolidation loan that helped me get my finances back o...

Holly B
— Katherine —

Credit Card Guru Contact

Contact Number

  • not available



Physical Address

  • Suite 146/ 199 Toorak Rd, South Yarra Melbourne VIC 3141 Australia
  • Get Directions

Opening Hours

  • not available