Rating based on 86 reviews

Club Money

  • Short-term loans up to $5,000
  • Low-interest starting from 81.11%
  • Repayment up to 1 year

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Author Club Money. Screenshot of Club Money website.
[Accessed March 23, 2023]

About Club Money

Club Money offers people in Australia the best option when it comes to short term loans.

It’s not just our superb quality service that drives us; it’s our ability to meet the demands and requirements of our clients to the best of our ability at all times! We have years of service behind us in the industry, allowing us to concentrate on your needs, and to use our experience to your benefit.

Cash loans of choice in Australia

We have a reputation for offering the right quick loans in Australia – at the right price! We pride ourselves in giving clients the right cash responsibly when they’re in need, whilst offering a transparent, affordable loan product, in line with their budget and salary bracket.

When you are in a financial bind and need some extra cash, we have the answer for you.

Get your short-term cash loan

Call us today on 1300 242 274. We have a tailored loan solution payable over 16 to 180 days, to make your life a little easier.

Apply online for any of our short term loans, and we will put together an instalment plan that will fit in with a schedule to easily pay off.

Club Money Services

Anyone can qualify for our short term loans – it’s just that easy!

We offer our clients a choice of products to choose from, including our short term loans ranging from $250 to $1,500. This little boost in your bank account can be used for anything you want.

Affordable loans at your fingertips

What’s more, you can pay it off over terms of up to 180 days, making affordability simple! To access your short-term loan, you need to supply us with your name, address banking details and identity documents.

This will help us in getting your loan approved faster!

Anyone can qualify for a short term loan

If you are over 18 years old, are a permanent resident of the country, and have a bank account with your salary deposited into it every month or week, we could help you get the finance you need. We encourage responsible lending and do not allow you to borrow more than you can afford. This is one of our terms, and we will help you to keep within these boundaries.

We are available between 9 am to 5 pm, 7 days a week. Applications can be done online at any time and take only hours to be approved and paid out into your banking account of choice.

Club Money – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 81.11%
  • Loan Amount up to $5,000
  • Repayment 61 days to 1 year

Benefits of Club Money

  • Get a short-term loan quickly
  • Apply online in a few minutes
  • Competitive rates and fees

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Club Money offers quick approval and cash in your account within 24 hours

For times when you don’t have time to stand in bank queues or wait for credit checks to be scrutinised.

Cash loans to help you in times of financial need

Whether it be for a payday loan even a short-term loan, we offer you the choice of loan, to suit your requirements. We have small loans over shorter time frames, allowing you to pay off your loan quicker, with minimal monthly fees.

Our instalment arrangements are affordable and our service is just what you are looking for and our online application platforms make applying so simple. We also have a helpline and customer service open via email or telephone Monday to Sunday, each week.

Unbeatable fees and charges

Club Money prides itself on the expertise of our team and our experience in the Small Amount Credit Contract (SACC) industry. We offer Australians the opportunity to lend wisely, and not borrow beyond their means.

Get cash quickly!

Our short-term online loan options allow Australians to borrow between $250 and $1,500 over reasonable terms. Loans are tailored to your specific needs and can be paid off over 16 to 180 days. The final cost of your loan will be taken into account in regards to the term you choose to pay it off over, the amount of cash you borrow and when you decide to make your first instalment.

You can apply easily online for your short term cash loan

Providing you meet the specific criteria of being within the age bracket of 18 years and older, be a permanent resident of Australia and have cash going into your bank account on a regular basis (i.e. your salary) then you are already halfway there!

Once your application is approved, you could have the cash in your account within 24 hours!

You will need to provide the following documentation on the application: proof of identity documentation, and proof of residence and banking statements.

Customer Reviews & Testimonials

November 2018

Club Money offers the best short-term loans in Australia and I am sure of it! They have the ability to maintain superb service and meet the demands of their clients to the best of their ability.

Rochelle B
— Canberra —

April 2019

Club Money ensures that their loans are in line with your budget; they do not try to catch you out and are entirely transparent. I feel totally at ease when I lend from them.

Steven B
— Bathurst —

March 2019

Loans are available right at your fingertips at Club Money. Their simple application can be completed with the swipes of your finger on your Smartphone. I love their online option!

Tammy D
— Bourke —

Club Money Contact

Contact Number



Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed