Rating based on 5 reviews

Perfect payday

  • Quick cash loans up to $2,500
  • Competitive rates
  • Repayment up to 1 year

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Author Perfect payday. Screenshot of Perfect payday website.
[Accessed March 16, 2023]

About Perfect payday

They will find the right lender that can assist you with the best deal specific to your financial needs!

Perfect Payday, a forward-thinking, user-friendly facility that is privately owned. They are a team with a huge interest and knowledge base within the financial services sector. Delivering simple and accessible online loans in Australia.

Quick online loans

Assisting thousands to obtain the loans they need; whilst at the same time offering second to none customer service.

They understand that it could sometimes be hard to obtain credit, hence why they work extremely hard to ensure that their services are straightforward, easily accessible, and fairly priced for all advocates and their clients. Through them, you can access only deals with the most professional lenders on the market.

Access the best cash loans in AU

If you need to get cash in a hurry, Perfect Payday will effortlessly get it for you in no time! Whether you need a quick loan for a holiday or an overdue bill, to fix a broken car or build an entertainment area they will assist with matching you with the right lender for your specific needs.

Access the most competitive deals in the country through the innovative technology and relationships they have with preferred lenders. They are a people-orientated firm with the end goal of meeting your specific needs in mind. Access their database of preferred Australian lenders. You can narrow down your search to the finest details as they don’t just think about loans, but they think of the future of their clients and their actual needs.

Perfect payday Services

A quick cash loan will enable you to buy it now and pay it off in smaller more manageable amounts than having to take out all that cash at once.

These loans are also known as cash-in-hand loans and are great solutions typically for emergencies or unexpected expenses, but could also be used for everyday things or maybe you have been wanting to buy something really special but you just never have the money for it.

Get the best rates in Australia

Let Perfect Payday help you to find the best deal in Australia with reasonable rates from the leading lenders on their database. You can either get leading payday loans through physical storefront quick loan lenders or online.

You can apply for a quick cash loan within just a few minutes, the best part is that you can enter the amount you desire along with a few requested details and they will then match you up with the best lender for your needs. Remember that the amount you can qualify for is determined by the income you earn and your Australian credit rating.

Customer Care

They are there to help you whenever you need their assistance as they understand that taking care of your finances could sometimes be tricky.

Perfect payday – Quick loan

  • Loan Type Quick cash loans
  • Loan Amount up to $2,500
  • Repayment 16 days to 1 year

Benefits of Perfect payday

  • Compare loan features and terms
  • Apply online, it's quick and easy
  • Our emergency loan pay out fast

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Perfect Payday offers Australian's perfect loans in an emergency

Benefits of asking Perfect Payday for help – Access the help you need in a few minutes!

  • Fast and efficient

They offer a simple and fast service as they understand that if you are applying, you need the cash now! Apply for a loan online and get your decision within just a few minutes.

  • Hassle-free service

They have taken the stress out of finding the perfect quick loan for you with their simple and fully secure online application process. No paperwork, faxing or phone calls are needed.

  • Responsible practises

Your financial future is important to them and that is why they will ensure you are offered a loan that you can afford and that it wouldn’t create an unnecessary burden on your finances in the future.

  • Transparent costs

Access a free-to-use and transparent service. No hidden fees or surprises.

  • Apply now

You can apply any time of the day or night, seven days a week, whenever the need arises. 

You will need the following:

  • A government-issued ID – you need to be 18 years old or older and a permanent resident of the state you plan to submit your application in.
  • Your personal details including your name, address, and contact information, including phone number or email address.
  • Proof of income and banking details. You need to have active savings or checking account for at least one month if you want to do it online.
  • Unlike traditional lenders where you need to provide physical bank statements, payslips, and other paperwork, most quick loan providers have a much more convenient application process as they use innovative technology to verify your expenses and income instantly.
  • Be reachable via phone, just in case the lender needs further verification.
  • You must not have a bankruptcy case or have any intentions of voluntarily filing for bankruptcy relief.
  • A steady paycheck or recurring Income – you will need to have a regular source of income. Either from jobs or government payments, just as long as you can afford the repayment.

A straightforward process:

You can choose to apply at physical branches with quick loan lenders or via their official websites. Or you could just completely do everything online.

man holding thumbs up

Perfect payday is a trusted & reliable provider of quick cash loans

In our review, Perfect payday adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Perfect payday is a registered credit provider in Australia: ACL 516845

Customer Reviews & Testimonials

January 2021

I had no idea where to find the best deal until I came across Perfect Payday, the name says it all as they really did find me the perfect loan for my needs.

Jessy S
— Queensland —

May 2021

A very helpful site gave me quick access to exactly what I wanted and needed.

Ella B
— New South Wales —

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