Rating based on 24 reviews

Citi Bank

  • Quick cash loans up to $75,000
  • Easy online applications
  • Low-interest starting from 8.99%

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Citi Bank homepage
Author Citi Bank. Screenshot of Citi Bank website.
[Accessed March 16, 2023]

About Citi Bank

Citi Bank is an Australian credit provider that offers a range of lending products and services at tremendous rates.

A connected lender

With international existences and many local alliances, Citi Bank is stabilized to offer customers some of the most detailed lists of banking products and services. With such well-developed connections, they are prepared to bring the best, most reasonable and technologically advanced quick loan today services.

Active staff members

With Citi Bank branches scattered across the country and globe, they have found themselves to be one of the most valuable banks in the country. Citi Bank has the most well-trained and professional staff members who are available to support you with all of your questions, emergency loan needs and financial crises. They are ready to assist all day, every day!

Citi Bank Services

At Citi Bank, you can get a personal cash loan from $5,000 up to $60,000 for the purchase of your new vehicle, renovate your home, take an overseas trip, pay for your wedding, or for any emergency that might come your way.

Flexible credit options

Citi Bank has short-term loans that are available to anyone who is over 18 years of age, earns more than $35,000 per annum and is an Australian citizen.

They will need to perform affordability checks to ensure that their clients can afford the loans which they applied for. You can now apply online for your loan, whether you are a new or existing customer.

Quick cash rates and fees

When you apply for a quick cash loan at Citi Bank, they will always notify you of any cost that might be added to your loan. From their establishment fee of $149 to their market competitive of 9.99% interest per annum, they are always understandable and will help you get the best possible loan for your needs.

Citi Bank – Quick loan

  • Loan Type Quick cash loans
  • Interest Rate 8.9919.99% p/a
  • Loan Amount up to $75,000

Benefits of Citi Bank

  • Simple loan application
  • No hidden costs
  • Affordable repayment terms

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

How to quickly apply for a loan with Citi Bank

At Citi Bank, you will be required to be over the age of 18, have a good credit history, be employed as well as earn above a given amount per annum.

When applying you will also need to provide proof that you are an Australian citizen.

Quick online application

Citi Bank is a modern and innovative lender that offers customers a 100% online personal loan application. You can therefore apply for a cash loan in just a few minutes, which means you don’t have to leave the comfort of your home or complete any paperwork to get the money you need. What's more, is that your online loan application will be processed by their talented staff members, which only takes a few hours.

Quick cash loan - application process

  • The first part of your application will need your contact details such as your name, age, ethnicity, marital status and contact information which will include your address and contact numbers.
  • The second part of the application will gather all of your employment details which includes the name and details of your employer.
  • The third section will require your revenue and expenditure details and finally, they will ask for your banking information to which they will send your quick loan.

Citi Bank - quick cash loan

Once you've made use of their online loan calculator and have decided how much you want to borrow you can then click on the "apply now" tab and fill in the quick online loan request form.

This will take you no more than a minute and, once completed, one of their enthusiastic staff members will be in contact with you to proceed with an application. This form will request your loan amount and loan type, your name, mobile number, emails as well as postal code.

Choose Citi Bank for your quick loan now!

Perhaps you've already decided on how much you'd like to borrow but are not sure on the loan term that would be most suitable. By using a loan calculator you will know exactly what your monthly repayments would be, but always remember the importance of your decision lies within your monthly budget.

Make sure that you don't take out a longer personal loan term than you need to, since you'll end up paying more in interest at the end. Then again if you choose a loan term that is too short you may end up missing payments which will result in penalty fees. Therefore you need to be careful when making your loan agreement decisions.

man holding thumbs up

Citi Bank is a trusted & reliable provider of quick cash loans

In our review, Citi Bank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Citi Bank is a registered credit provider in Australia: ACL 238098

Customer Reviews & Testimonials

April 2019

One of the advantages of using Citi Bank is the fact that they go out of their way to ensure that you find yourself an affordable credit plan.

Amelia W
— Adelaide —

June 2019

Applying for a Citi Bank loan took me nearly ten minutes to complete.

Peter J
— Cairns —

January 2019

Citi Bank will never give you a loan you can’t afford to pay off. They will always consider your budget affordability first.

Alice S
— Melbourne —

May 2019

The reason I recommend Citi Bank is because they always have the best interest of their customers at all times.

Noah W
— Alice Springs —

Citi Bank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 3453, Sydney, NSW, 2001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed