Rating based on 46 reviews


  • Quick cash loans up to $5,000
  • Quick loan approvals
  • Loans within minutes

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Author Cashfirst. Screenshot of Cashfirst website.
[Accessed March 16, 2023]

About Cashfirst

Cashfirst is Australia favourite online personal loan provider that offers customers small to larger loans that meet their needs - all day, every day!

A unique lender

We offer customers a unique approach to lending in Australia - from better rates to online applications, personalized customer service and flexible short-term loan amounts - Cashfirst should be your first stop when shopping for a loan. We're unique, reliable, affordable and all-around just a great solution for any cash need.

Helping people with bad credit

We've all had some form of financial problems in the past - whether it's a missed payment or a bill paid too late - a stain on your credit report may make it hard to access competitive quick loan products in AU. At Cashfirst we put you first and choose to look over credit scores in favour of repayment ability. 

Cashfirst Services

At Cashfirst we offer some of the most competitive personal cash loans on the market. We offer loans ranging from $2,000 to $25,000 and loan terms from 16 to 60 months.

Consolidating debt loans

Are you tired of running around trying to make multiple debt payments that are getting out of hand? Do you have more than 3 unsecured debts in your name that are incurring heft interest?

At Cashfirst our short-term loans can offer you a debt consolidation solution that’s effective.

Buying a car

Do you need a car loan to purchase your very first vehicle? Perhaps it's time to sell your old car and buy a newer, more reliable set of wheels? Our personal loans can help you do just that and get you on your way in just a few days!

Cashfirst – Quick loan

  • Loan Type Quick cash loans
  • Loan Amount up to $5,000

Benefits of Cashfirst

  • Apply online for a quick loan
  • Loans are approved fast

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Apply for a quick loan with Cashfirst

We're a responsible lender who will only lend to people who can afford the repayment but, we will never turn you away because of a little blemish on your credit report or just because you've been turned down by your bank.

Online all the way

Even the most traditional lenders in the country have come to realize that banking has evolved and changed over the years to a point where customers now demand to be able to access financial services and quick loans online. At Cashfirst we're way ahead of the banks who are catching up a bit too slowly. We offer our customers an online loan application process where they can provide us with all their information and even upload their bank statements in a click of a button.

Getting your needs heard

At Cashfirst we always listen to our customers - and it's this that truly makes us a unique and superior lender in Australia. With so many providers dictating what can and cannot be done customers are often left feeling bullied and unsatisfied. If you need $4,000 and the lender only offers to provide you with a short-term loan of $2,000 - your needs have certainly not be met. At Cashfirst we make an effort to listen to you and provide you with the loan amount and loan term that you need.

Features you'll love

Perhaps you've already decided on how much you'd like to borrow but are not sure on the emergency loan term that would be most suitable. Using a loan calculator will allow you to easily see exactly what your loan repayments will look like but, a more important consideration to base your decision on is your monthly budget. Ensure you do not take out a longer loan term than you need to because you'll end up paying more in interest but, if you choose a loan term that is too short you may end up missing payments and incurring penalty fees.

Get an offer in 60 seconds

If you fill in our basic online loan application form we will present you with an offer in just 60 seconds - its quick, simple, free and accurate. If you like what you see you can click on the proceed button where we'll ask you to upload some documents such as 90 days worth of bank statements. Once we're received these we will then check out all the information and details and notify you of your approval. Finally, once you’ve signed the loan agreement we will transfer the short-term cash loan to your account in less than 24 hours.

man holding thumbs up

Cashfirst is a trusted & reliable provider of quick cash loans

In our review, Cashfirst adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Cashfirst is a registered credit provider in Australia: ACL 400871

Customer Reviews & Testimonials

June 2019

If you looking for an affordable credit plan, Cashfirst is your best shot at getting good loan offers.

Jack W
— Broome —

April 2019

I only had to wait for a few hours before getting feedback on my Cash First loan deal.

Oliver T
— Brisbane —

March 2019

Thanks to Cash First, I got my money deposited on my bank account on the very same day.

Amelia H
— Newcastle —

May 2019

Cash First has always been my best choice as far as affordable credit advances are concerned.

Lucas W
— Gold Coast —

Cashfirst Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed