Rating based on 48 reviews

Virgin Money

  • Home loans up to $150,000
  • Low-interest starting from 2.74%
  • Repayment up to 30 years

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Virgin Money homepage
Author Virgin Money. Screenshot of Virgin Money website.
[Accessed March 17, 2023]

About Virgin Money

Virgin Money is a leading provider of financial services and products dedicated to making its customers, employees, shareholders, partners and society as a whole better off.

We operate in Australia, South Africa, the United Kingdom and the United States.

Our core goal is to offer our clients a better deal

We work dedicatedly to ensure that all of our quick loans are perfectly tailored to the needs of the people to who we cater. All of our products are based on extensive research and leading innovation. They are effective, easy to understand and quick to obtain.

We're passionate about finance

Our finance company is part of a global organisation and shares the founding group's core values completely. We are passionate about designing ever-better lending products for our clients.

We offer the perfect alternative to the big four banks operating in the country. We strive to deliver the best customer service in every respect. When you come to us you will experience the difference.

Virgin Money Services

Virgin Money has joined forces with eChoice, which is one of the major online brokers in Australia, to provide the best home loan for you and to save you a lot of time, effort and money.

We know that searching for the most beneficial and affordable mortgage is challenging. That is why we provide our expert service to those who want to get the best results without any stress or hassle.

eChoice - always at your service

They work with all of the leading lenders in the country. You simply need to provide your requirements to them and they will search for the most competitive products in the market for free.

Find the perfect deal

You will find the perfect deal for you easily and quickly. You will receive full assistance with making the application and with the settlement of the loan. In order to get started, you simply need to fill out the online loan application form on the eChoice website. You will receive a phone call to discuss your options.

Virgin Money – Home loan

  • Loan Type Home loans
  • Interest Rate from 2.74%
  • Loan Amount up to $150,000
  • Repayment 1 year to 30 years

Benefits of Virgin Money

  • Get a home credit report
  • Apply for a home loan and get an obligation free quote
  • Choose between home loan options and features

Virgin Money Home Loans - opening the doors to finanical freedom

Virgin Money Home Loans in Australia offers a revolutionary new way to buy the home you have always dreamt of.

eChoice has partnered with Virgin cash to assist with taking the hassles and extra wasted time out of the search for your home loan. We compare 25+ lenders and sift through 100’s of home loans.

Obligation-free mortgage broker service 

We’re with you from the very beginning to the very end, holding your hand throughout and laying to rest any concerns you may have.

Save time and cash with eChoice

We're still here for our existing Virgin Money home loan customers. We’ve teamed up with Australia's leading on-line brokers, eChoice, to assist you to save time and cash checking out a home loan.

eChoice's fully-fledged team has access to major lenders throughout the country and can search the market for the best and most beneficial home loans for our clients. They’ll assist with your application and can then work with you and your chosen investor throughout the entire loan process.

Straightforward searching

Just click through to eChoice's online loan application and tell them a little about yourself and what you are looking for. They will then provide you with a decision and offer you a range of choices to choose from.

Simply enter your details to receive a decision back from a professional home loan adviser. Your home credit is created from end to end, straightforward and simple.

Get started to receive:

  • A FREE tailored home credit report
  • A FREE residential district report
  • A decision from our specialists created to suit your needs

Finding a suitable loan is straightforward

Your dedicated home loan adviser can calculate what percentage of lenders qualify, what amount you'll borrow, and therefore the lowest rate of interest obtainable from our investor panel.

They'll then book a free appointment along with your eChoice mortgage broker. We’ve helped over 50,000 Australian’s realize the proper home loan, allow us to HELP you!

man holding thumbs up

Virgin Money is a trusted & reliable provider of home loans

In our review, Virgin Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Virgin Money is a registered credit provider in Australia: ACL 238098

Customer Reviews & Testimonials

June 2019

The app is brilliant and it saves you so much if you bank with them too, this company is great they offer you so much more than just a loan.

Martin J
— Perth —

July 2019

The staffs are really friendly and when we went to the offices to get advice they were ore than happy to help us get the advice that we needed.

Jeff J
— Brisbane —

March 2019

Service is great the people are great and if you are looking for a company that cares then look no further because Virgin money has got your back sorted.

Tomas T
— Melbourne —

February 2019

They will help you find the loan that you need for your home loan or your mortgage do you feel like the company you are with don’t help you then move here and you will be satisfied like we were.

Tim W
— Perth —

Virgin Money Contact

Physical Address

Postal Address

  • Virgin Money GPO Box 898, Brisbane, 4001, Australia

Opening Hours

  • Monday 07:00 – 23:00
  • Tuesday 07:00 – 23:00
  • Wednesday 07:00 – 23:00
  • Thursday 07:00 – 23:00
  • Friday 07:00 – 23:00
  • Saturday 07:00 – 23:00
  • Sunday 07:00 – 23:00