Rating based on 32 reviews


  • Home loans up to $10,000,000
  • Low-interest starting from 1%
  • Repayment up to 40 years

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Author Citibank. Screenshot of Citibank website.
[Accessed March 17, 2023]

About Citibank

The bank is the only company in Australia providing a full range of credit services from individuals and companies to institutional investors.

A global player

It operates in over 100 countries in America, Europe, Asia and the Pacific region. It has been in business for over 100 years during which it has achieved steady growth and major innovation. With Citibank, you will be able to use all financial services and products which you require. 

A licensed financial services provider

Citi has been present in Australia for more than 3 decades. It is a licensed provider of banking and broking solutions with a large customer base and strong reputation.

It is present in each one of the largest states in the country. Currently, it serves over 1 million consumers and 1 thousand corporate and institutional customers. It has a workforce of 1,800 people who are working together to deliver the best experience to each and every client whether they're looking for an everyday bank account or a home loan.

Citibank Services

There is no single home loan that can meet the various needs of consumers.

That is why Citibank offers a range of solutions to customers to match their financial goals and lifestyle.

Whatever your needs, we can help

Whether you are looking to buy your first home, to move to a bigger house, to invest in a property or to refinance, we will help you to get where you want to be easily and quickly.

Tailored home loans

They have a variety of flexible features. You are guaranteed to derive maximum benefit. We believe that the selection of a mortgage requires as much time and attention as the selection of a property.

This is the only way in which you can build wealth while keeping costs down and managing your finances effectively. You will obtain a Citibank easy online loan that will be perfectly tailored to you.

Citibank – Home loan

  • Loan Type Home loans
  • Interest Rate 120% p/a
  • Loan Amount up to $10,000,000
  • Repayment 1 year to 40 years

Benefits of Citibank

  • Compare home loans and features
  • Split loan options
  • Conveniently apply online

Citibank Home Loans - now getting a home is simple

Citibank in Sydney offers flexible and affordable home loans to Australians. Finding the simplest loan is like finding the proper property - critical.

If folks were as selective regarding selecting their home loan as they're regarding selecting their home or investment property, they'd most likely save thousands and get a home loan designed to suit their budget.

Get your home loan faster

You could possibly imagine that home loans tie you down, however, at Citibank, we believe the proper personalized loan will assist you to travel from loan to home sooner.

To get more information on obtaining your home loans online, you can use our simple online platform which has user-friendly features to help you get started.

Our platform allows you to:

  • COMPARE rates and instalment repayment terms.
  • CONTACT US should you need any assistance and help with your application
  • APPLY NOW through our simple online application process

You are a part of a global bank

We draw from the simplest merchandise and banking information accessible globally, therefore you'll be able to get pleasure from world-leading merchandise and options, to fund your new home.

Managing your loan

We advise our clients on how to manage their home loan, by making use of a fixed or variable interest rate, whichever suits you. the choices we offer are flexible, and convenient for all clients needs. If you sell your current home, investment property or business property, not solely are you able to take your Citibank loan with you, you'll even be eligible for a reduced application fee on the new property. to avoid wasting your time and cash, it's merely a wise alternative.

Save by using your savings

With the Citibank Fixed Mortgage, you'll be able to use your savings to fix your loan, which implies you will save on interest charged. And, with less interest to pay, you will be ready to pay your loan off sooner, saving you time at no additional price.

Build additional payments

By simply paying additional cash into your home loan you can reap the benefits of paying off your loan quicker. Paying larger amounts like your tax refund into your home loan may shorten the life of the loan with vital savings on interest.

man holding thumbs up

Citibank is a trusted & reliable provider of home loans

In our review, Citibank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Citibank is a registered credit provider in Australia: ACL 238098

Customer Reviews & Testimonials

April 2019

Service is great this company has been nice and kind that is why we have chosen to work through them to get our house hold bond.

Jack G
— Perth —

July 2019

We have gotten our fist home loan from them and the best part is if we ever need another loan we can apply for one with them.

David A
— Perth —

January 2019

They have given us hope when we had non when my wives salon was destroyed they asked us if we would like to take a loan to extent our house so that she could have her business from home we decide...

Terry T
— Brisbane —

Citibank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • GPO Box 40, Sydney, New South Wales, 2001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed