AMP Home Loan
- Home loans up to $540,000
- Low-interest starting from 3.49%
- Repayment up to 30 years
Table of Contents
[Accessed March 17, 2023]
About AMP
Are you selling, refinancing, building, or buying your next house?
With AMP you’ll be dealing with a company that has over 170 years of experience and is managing over AUD 188 billion in customer funds and AUD 23.72 billion in real estate assets. They are one of the largest global investment and real estate managers across the Asia-Pacific and have their main focus on real estate and infrastructure.
Major innovation and growth happened since they started in Australia and New Zealand as they have expanded their operations to Hong Kong, Dubai, China, Singapore, Japan, Ireland, India, Luxembourg, the United States, and the United Kingdom.
Home loan matched to your budget
They won’t just look at your position now but also at what your future might look like and design the most effective and matching home loan for your specific situation.
Make use of their home loan calculator to start your dream home planning, you can also speak to one of their expert professional and financial advisors to help you plan towards becoming a homeowner or perhaps discuss retirement after your home loan has been paid off, etc. They have a network of financial specialists all over Australia and the rest of the world ready to assist you on your home buying journey!
AMP Services
Access a competitive home loan with either a fixed rate starting at 2.25%p.a. or a variable rate starting at 2.22%p.a. with no settlement fees.
You can choose between a variable or fixed rate or you can split between the two. What’s more, is that you will have the option of making unlimited additional repayments (some of their options might limit you to $10k per annum) with the benefits of redrawing again.
Enjoy the ability to reconstruct, build or renovate with their reconstruction home loan. You might also qualify for a cashback reward when you switch your existing home loan to them or when you refinance your home online loan.
Retirement – plan your future
The earlier you start the better you will retire! Access various retirement options for every age. They will work with you to create the most profound and perfect plan suited for you. Tap into their knowledge, tools, and guides on how to retire early and things you need to know before retiring.
Banking with AMP
Choose from a great variety of banking products for your everyday banking, saving, investment, and business banking accounts. Their accounts are easy to manage and view online and have all kinds of great rewards and features that can benefit you.
AMP – Home loan
- Loan Type Home loans
- Interest Rate 3.49 – 6.30% p/a
- Loan Amount up to $540,000
- Repayment 1 year to 30 years
Benefits of AMP
- You can get pre-approved for a home loan
- Choose your loan terms and rates
- Fixed monthly repayments
AMP Bank Home Loans - let us help you buy your dream home
How to apply for a home loan – AMP Australia
Get pre-qualified to buy a home
Step 1: This will take roughly only 10 minutes of your time. Complete their online questionnaire and supply them with details regarding the amount you would like to borrow, the address of the home you are interested in, your financials including your income, expenses, debts, assets, and savings.
Step 2: Once you’ve completed the form a home loan specialist will get back to you typically within two business days to discuss the outcome of your pre-qualification and how to go about the next step if you qualify for a home loan.
Who can pre-qualify for an AMP Bank home loan
- Be 18+.
- A permanent resident or an Australian or New Zealand citizen.
- You need to be either employed full-time, part-time, as a contractor or casual, or self-employed.
- Are planning on borrowing more than $100,000.
- Looking to take out a home loan in Australia to purchase or refinance a residential property.
Benefits of having an AMP home loan
- Fixed, variable, and fixed interest rate options.
- Competitive loan costs.
- Get a quick pre-qualification that requires no credit check.
- Deal with highly specialized financial advisors.
- Access various guidelines and helpful tools.
- Apply in less than 10 minutes.
- Possibly cashback benefits when you refinance your home loan.
- Redraw options.
- Additional repayment options.
- No annual package fees.
- No hidden fees as they are fully transparent and believe in building long-term trusting relationships with their customers.
- No settlement fees.
- No need to take features you don’t need as their loans are 100% tailored.
AMP is a trusted & reliable provider of home loans
In our review, AMP adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
✅ AMP is a registered credit provider in Australia: ACL 234517
Customer Reviews & Testimonials
AMP Contact
Physical Address
- 2/12 Macquarie St Parramatta NSW 2000 Australia
- Get Directions
Postal Address
- PO Box 300, Parramatta, New South Wales, 2124, Australia
Opening Hours
- Monday 08:00 – 18:00
- Tuesday 08:00 – 18:00
- Wednesday 08:00 – 18:00
- Thursday 08:00 – 18:00
- Friday 08:00 – 18:00
- Saturday – Closed
- Sunday – Closed