Westpac

Looking for a loan to simplify your life by consolidating your debt in a hassle-free manner? Westpac might just have the right option for your financial freedom.

Established in 1817 as the bank of New South Wales and then changed its name in October 1982 to Westpac Banking Corporation following the purchase of the Commercial Bank of Australia. The first employee to ever work at Westpac was Joseph Hyde Potts who worked as a porter and servant.

After a few setbacks including the theft of half of the subscribed capital by the chief cashier and surviving the depression, between the 1800s and 1900s, Westpac began well in the 2000s as a main sponsor of the very successful Sydney 2000 Olympic Games.

In 2002, Westpac began broadening the horizon and expanding their wealth management business by purchasing Rothschild Australia Asset Management, parts of BT Financial group, and 51% of Hastings Funds Management Limited, ultimately owning 100% of Hastings in 2005.

Helping people succeed 

With all the fantastic initiatives that Westpac is a part of, choosing them to ease your financial difficulty and knowing that you contribute to every cause they support, is actually a no-brainer. From job creation to a scholarship trust, providing a better future for disadvantaged Australian children, and supporting local charities, the feel-good factors are endless.

Struggling to keep head above water? Not quite finding the answer you are looking for? Westpac has many options to simplify your decision.

With the option of an unsecured debt consolidation loan or a flexi debt consolidation loan, your financial freedom might be closer than you think. With the unsecured debt consolidation loan comes a fixed interest rate which assures you of a set repayment amount throughout the entire lifetime of your loan. You can also make extra payments to pay your loan off faster.

With the flexi debt consolidation loan, you will have access to funds anytime, without reapplying. You are only charged interest on the funds you use with no extra fees for early repayment, exit, or withdrawal. Applying for a flexible debt consolidation loan between $4000 and $50 000 has never been so easy.

Planning ahead is the first step

Westpac offers a list of calculators and tools so you can calculate everything from interest rates to borrowing power. These include the following:

• Borrowing Power Calculator: So, you can calculate the maximum amount you can borrow.
• Repayment Calculator: So, you can calculate how much your repayment amounts will be.
• Interest Rate Calculator:  So, you can compare interest rates.