Rating based on 66 reviews

Citibank Credit Card

  • Get bonus points
  • Low interest rates
  • Low-interest starting from 12.99%

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Citibank homepage
Author Citibank. Screenshot of Citibank website.
[Accessed March 17, 2023]

About Citibank

Citibank offers expert personal and business finance solutions to citizens in Australia.

They are well known for providing low-rate credit cards with excellent terms and incredible benefits.

Present in over 100 countries

The bank has a worldwide reach across the United States, Europe, Asia and the Pacific Region. They have been present in the Australian market for more than 30 years and thus know the needs and expectations of the citizens of the region well.

They have over 1 million individual clients

Currently, the company has over 1 million individual clients in Australia and more than 1 thousand institutional and corporate customers. With these growing numbers, they can expand their reach and offer their services to more countries worldwide. Citibank also has over 1800 employees, who are all dedicated to providing expert personal and business loans.

Use online banking

Register for online banking today in a few easy steps:

1- Activate the card using a debit/credit card number or IAN

2- Find the information on how to manage transactions

3-Register for eStatements- which can be accessed at any time upon

Citibank Services

Citibank offers contactless technology cards, which make payments more accessible and quicker to manage.

Clients can select Visa payWave and MasterCard Paypass to complete their transactions.

Interest-free credit card deals

Citibank offers their clients an interest-free period of up to 55 days, allowing them to save money if they make their payments on time. All cards also come with complimentary fraud protection and emergency card replacement in case anything goes wrong.

Are accepted around the globe

Clients can use their credit cards wherever they are in the world, making it one of the easiest ways to access credit on demand. The Citibank global customer sport service runs 24 hours a day, seven days a week, to make sure clients get the personalized service they deserve

Compare different credit card 

  1. Travel and Rewards Cards- Earn points on everyday purchases
  2. Balance Transfer Cards- Save money with reduced cost balance transfers
  3. Premium Cards- Receive premium travel benefits
  4. Low rate credit card- Start saving money on interest
  5. No Annual Fee Card- No late fees or no annual fee charges

Citibank – Credit card

  • Loan Type Credit cards
  • Interest Rate from 12.99%

Benefits of Citibank

  • Get a 55-day interest free period
  • Get flybuys bonus points
  • Reward points on everyday spending

Citibank Credit Cards – A Simple Credit Solution

Citibank offers credit card solutions that are convenient and flexible.

Clients can now take control of their finance and start building towards a better credit score. The bank rewards clients for early repayments and responsible credit usage, which is why their clients find more success with their products than other credit providers.

Getting rewards on your credit card 

With rewards points, clients gain access to fantastic benefits. Citibank offers a unique dining program, where customers receive a complimentary bottle of wine when dining at one of the Citibank partner eateries. Beyond that, clients also receive discounts at top restaurants, hotels and on flights when they use their Citibank credit card to make purchases.

Credit Card Benefits for Citibank Customers

All eligible Citibank credit cards come with complimentary phone insurance, precisely because many clients require their mobile to do banking. More benefits are available that specifically benefit Deliveroo and Spotify users: Every time customers use their credit card to make a Deliberoo purchase, they receive $10 cashback for every $25 spent. Clients can also pay for their Spotify subscription if they spend $10 or more.

Who can apply for a credit card

To apply for a Citibank credit card, clients need to :

  • Be Over the age of 18
  • Have a good credit rating
  • Be a permanent Australian resident of at least 12 months

Apply online within minutes

To apply, applicants need to complete the online loan form by providing contact details, employment information, gross income and monthly expenses. Next, upload the required documents, including a driver's license, proof of address, and Australian passport.

Clients also need to verify their identity and income details as part of the process, where they are required to authorize their employer to confirm their income and employment details.

Customer Reviews & Testimonials

April 2019

Citibank incorporated contactless technology to their cards making payments a lot easier, simpler and faster. I love it – anything that can make the lending process faster is something I can get ...

Frank D
— Kempsey —

June 2019

No matter where you are, you will be able to use your credit card from Citibank. Their cards are accepted at more than 22 million locations globally! I travel a lot so this is a wonderful facilit...

Phoebe G
— Maitland —

Citibank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • GPO Box 40, Sydney, New South Wales, 2001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed