Rating based on 87 reviews

Commonwealth Bank

Updated
  • Business loans starting from $10,000
  • Low-interest starting from 4.48%
  • Repayment up to 3 years

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Commonwealth Bank homepage
Author Commonwealth Bank. Screenshot of Commonwealth Bank website.
[Accessed March 16, 2023]

About Commonwealth Bank

The Commonwealth Bank is one of the top providers of financial and banking services in Australia.

The service range includes retail and premium banking designed for individuals, households, business and institutional banking.

Money management

We offer money management, insurance and superannuation plus investment products and services including sharebroking. Our individual, commercial and institutional customers use complete sets of solutions which are especially tailored to their needs.

The Commonwealth Bank Group is one of the largest companies listed on the Australian Securities Exchanges (ASX). It is present in the Capital Global Index of Morgan Stanley as well. The group's main financial goal is to have total shareholder return present in the top 25% of its listed peers in Australia during each five-year period. The total shareholder return is the growth in the value of the investment in the shares of the group provided that all dividends are invested back in shares at the time when they are paid out to the shareholders.

Commonwealth Bank Services

You want to grow and expand your business. We, at The Commonwealth Bank, have the resources and expertise to help you with the funding of growth.

We offer a range of business loans online designed to suit the various needs of companies on their way from start-ups to successful ventures with a solid market presence and stable performance.

Easy application process

We have made our business loans highly customisable to ensure that they will match the needs of each client perfectly. Our interest rates and terms and conditions are highly competitive. We have made the loan application process easy for customers. You will receive full support from our dedicated specialists.

You can select from fixed and variable interest rates depending on your future plans for development and on the strategy which you have chosen for managing your cash flow. There are different repayment structure options. You can choose the one which corresponds to your revenue and growth forecast best.

Commonwealth Bank – Business loan

  • Loan Type Business loans
  • Interest Rate 4.487.56% p/a
  • Loan Amount from $10,000
  • Repayment 1 year to 3 years

Benefits of Commonwealth Bank

  • Smart business investment
  • Lower interest rates 
  • Get finance to fund your business
  • Apply 100% online

Business loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Commonwealth Bank – Better business, better loans

Business loans can be easily obtained at Commonwealth Bank throughout Sydney and Australian surrounding areas. Getting the smart investment for your company can be easier than you think.

Soundtrack record of financial experience

We have a team of very experienced brokers in our firm, with a soundtrack record of financial experience, and the ability to answer all your business loan questions.

Commonwealth Bank in Sydney has flexible business loan solutions to suit every business need. Amongst the various loan options we have, we offer business loans over $50,000 with terms of over a year.

Within this business loan option you also get flexible repayment terms, for example, amounts lower than $50,000 you have up to one and seven years to pay it off at a fixed rate. For minimum loan amounts of $100,000, your rates are fixed for between one to five years. Flexible loan restructuring is offered and can be split between fixed and variable interest rates for your convenience.

At the end of a fixed-rate period, you can then have the option to switch from fixed to variable rate at no extra charge or change from a variable to a fixed rate. The options are endless to the flexibility we have on offer for our business clients.

Business owners can be in control of their cash-flow

Our business loan categories consist of secured by residential property, where security is other than residential, fixed rate - residentially secured - linked to a fixed-rate home loan. With flexible terms from one to thirty years, business owners can be in control of their cash flow with flexible and low repayment terms, be in control of interest risk gaining the flexibility of either a fixed or variable interest rate, and can also benefit from a fee-free redraw facility.

Why not be in control of your business loan at Commonwealth Bank, Australia’s most valued client based institute, giving you the flexibility and the options to be in control of your financial platform.

man holding thumbs up

Commonwealth Bank is a trusted & reliable provider of business loans

In our review, Commonwealth Bank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Commonwealth Bank is a registered credit provider in Australia: ACL 234945

Customer Reviews & Testimonials

October 2018

I trust Commonwealth Bank because they haven't let me down yet.

Jo M
— Gold Coast —

May 2019

If you’re looking for a simple way to find a business loan, Commonwealth Bank is the way to go.

Kurt B
— Adelaide —

November 2018

I am so pleased with how quick things happened. In business, time is money and my time was certainly not wasted.

Evelyn G
— Canberra —

Commonwealth Bank Contact

Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed