Rating based on 46 reviews

Personal Loans Now

  • Bad credit loans up to $5,000
  • The loan specialists
  • Repayment up to 8 months

In-page navigation

Personal Loans Now homepage
Author Personal Loans Now. Screenshot of Personal Loans Now website.
[Accessed March 15, 2023]

About Personal Loans Now

Personal Loans Now Services are specialists in the field of securing quick payday secured and unsecured loans for bad credit loan clients in Australia.

These credit lending experts are popular among people wanting to access bad credit loans because they combine dedicated customer support with speed, efficiency and reliability.

Pulling out all stops 

Personal Loans Now gives every client looking for bad credit loans online a fighting chance to improve their financial standing.  In trouble with the credit bureau? No issues, where others see a problem, this credit provider sees a possible solution.

Their team of experts can design any loan to suit a client’s unique needs.  They believe in quick service, therefore bad credit loans are available up to AU$ 5,000 that can be approved in 24 hours. Highly trained professional staff at Personal Loans Now provide some of the best expertise in the business. Clients can therefore be assured of receiving a high standard of service excellence when choosing them as their loan provider. 

Personal Loans Now Services

Personal Loans Now will always prescribe to their mission of making loan applicants “feel as comfortable as possible”. And … they just don’t talk it, they live up to it.

Company agents will put in all the hard yards to find the right and perfect loan for clients in terms of the loan amount, cost and repayment. They make sure they explain thoroughly the features and costs of the loan application to every client.  As a Registered Responsible Lender, their staff will only grant loans if they are sure the customer will afford it based on all the information presented.

The client is not forced to make a commitment to the loan and is allowed to quit the loan at any stage of the application process. They offer low interest, affordable fees, flexibility and fast loan approval.

Reliable and responsible lender

Personal Loans Now are known for the “personal touch” when it comes to securing personal loans for clients. Their experienced and knowledgeable staff will move mountains to secure loans for their clients wanting easy bad credit online loans. The professional staffers are trained to keep clients informed about loan developments every step of the way.

Personal Loans Now – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $5,000
  • Repayment 1 month to 8 months

Benefits of Personal Loans Now

  • Quick and easy loan applications
  • Reliable bad credit loans
  • Low interest rates

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal Loans Now – We make our service personal

Customers can rest assured that through their technologically advanced communication channels there will always be a voice to keep them updated and to listen to client concerns.

As a responsible lender who has assisted thousands of Australians to get back on a sound financial footing, the company is focused on responsible and transparent loan provision.

Easy online bad credit loans

It’s a case of no-fuss no-bother with Personal Loans Now. Whether clients with a bad credit rating are paid, weekly, fortnightly or monthly by their employer, they can stake their claim for one of their loans.

Clients can apply for a loan online starting from as little as AU$300. The repayment term can be structured over 12 months and experienced staffers will work out a most affordable and convenient repayment plan for successful clients. If clients pay their loan earlier than the stipulated repayment time, they will not be liable to a penalty fee.

How to get the ball rolling 

The online application is easy as 1-2-3. Whether a client is sitting in their car, in the comfort of their home or on a work lunch break they can get the ball rolling. If clients need emergency cash for that new lounge suite or for fixing up a motorbike they have both unsecured and secured loan options available through a click of a mouse.

Apply online as follows

  • The loan amount and what the loan is required for
  • Name, address, d.o.b. and contact details – e-mail, home, work
  • Dependants
  • Employment status
  • Living expenses, including other loan repayments
  • Net salary

Once this is done a qualified expert will respond quickly to interview the client in respect of the loan application and to handle any further queries.

Unsecured personal loans 

Personal Loans Now is aware that bad credit loan clients need money for emergencies – in a hurry. They offer unsecured loans of under AU$2,000 without the need for clients to provide collateral. These loan applications are based on the applicant’s ability to repay the loan based on income, expenses and the agreed payment schedule.

Clients can receive feedback on their loan application on a same-day basis if all supporting documents have been received by the company. If the client’s loan application is successful, the money can be paid into the client’s bank account in a matter of hours. The repayment period is  12 months and interest is fixed over the duration of the repayment term. There are no early exit fees should the bad credit loan be paid off before the payment term ends.   

Customer Reviews & Testimonials

October 2018

I was in desperate need of some cash when my washing machine packed up, with 3 small kids and a new born baby there was no way that I would be able to cope without one. Pay day was looming on the...

Kerry G
— Tasmania —

May 2019

Thank you for lending me AU$5,000 in my time of need. I would recommend your excellent service to anyone that needs a quick cash loan regardless of their credit score. I was so happy that I could...

Cindy C
— Sydney —

May 2019

I forgot it was my wedding anniversary and I was meant to surprise my wife by taking her out to dinner. When I got to work my secretary remined me and asked me where I would like to make reservat...

Drew P
— Townsville —

Personal Loans Now Contact

Physical Address

Opening Hours

  • not available