Rating based on 73 reviews

Personal Finance Australia

Personal Finance Australia homepage
Author Personal Finance Australia. Screenshot of Personal Finance Australia website.
[Accessed March 23, 2023]

About Personal Finance Australia

Since 1933, Personal Finance Co has been assisting Australians with finance management.

We have grown from a small company to one of the leading personal finance providers in Tasmania. We have 5 branches across the island.

Now we operate an online website that makes our loan application accessible to Australians nationwide.

Personalized loans 

We are known for making the experience of our customers completely personal.

When you come to us, you will work with a member of staff who is the decision-maker. We have never relied on middlemen.

We will consider your individual situation and come up with an appropriate solution.

No matter how hard things are, we may be able to help

We have a responsible lending policy that enables us to assist our clients in the best possible way. We are socially responsible as well.

We support a variety of Tasmanian charities and local sports teams to give back to the community.

Personal Finance Australia Services

The Personal Finance Co cash loans have been a top choice for Tasmanians for over 80 years now.

Thanks to modern technology, we are now able to offer our products to Australians from anywhere in the country. We are flexible and responsible.

We are fully dedicated to serving our customers.

We know that sometimes you get into a cash emergency which your budget is not able to cover.

Personal Finance Co offer fast & convenient payday loans

They are designed to resolve the problem and help you to get safely and confidently to your next payday.

You can borrow from AU$200 to AU$5,000 depending on your needs.

You can select a repayment term from 30 days to 36 months.

We believe that every person deserves to have a second chance. That is why we consider loan applications even from people with bad credit.

Personal Finance Australia – Bad credit loan

  • Loan Type Bad credit loans

Benefits of Personal Finance Australia

  • FAST Cash
  • PERSONAL Loans
  • BOND Loans
  • LOAN Options For Bad Credit
  • SHORT Term Loans
  • VEHICLE Finance

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal Finance Co – Your personal finance solution

Personal Finance Co in Tasmania can assist you with loans for bad credit. We match our customers with the right financial assistance to meet their needs.

Whether you are needing cash in a hurry for an emergency, or to pay for an unexpected bill or just haven’t been able to make it financially through the month.

We can help you get the loan you need

We have engineered a network over the years with the most effective offers for your financial requirements.

During your application, you need to give your basic details and the amount of cash you need.

We will find the perfect solution that will allow you to obtain cash even with your bad credit history.

No more filling in endless reams of paperwork, and being turned down from bank to bank.

Our easy application process makes it simple and affordable to get a bad credit loan.

Having the right financial institution at your side during times of financial difficulty can be beneficial when the bills are piling up.

As long as you are over 18 years, have a monthly income coming into your bank account, and reside in Australia, we see no reason why we cannot find you the perfect solution to your financial worries.

We have an impeccable reputation in the country for our service delivery towards our clients, where we treat all our customers’ individual needs with integrity and transparency.

Our low-interest rates are appealing & our turnaround times are unbeatable

There are many reasons why people get a bad credit score, and sometimes they are minor issues.

In Australia, many banking institutes will not even look at your application should there be a black mark on your credit score.

We are not here to judge or turn you away, we are here to assist you wherever we can to obtain a loan.

Customer Reviews & Testimonials

May 2019

Bad credit has been haunting me for years. Every time I applied for a loan my application was declined and each loan that applied for seemed to make my credit worse, putting me in an even worse p...

Ewan D
— Hobart —

October 2018

I was amazed at how simple it was to apply for one of your loans. The interest rate that you charged me was very competitive despite my low credit score. While the easy repayment terms were very ...

Martin F
— Perth —

Personal Finance Australia Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed